2027 alertHumana, Wellcare, Medical Mutual of Ohio and 6 other companies end some Medicare Advantage plans in Ohio on December 31. (CMS data) 23 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

What is a dual eligible special needs plan in Ohio?

A dual eligible special needs plan (D-SNP) is a Medicare Advantage plan only for people with both Medicare and Medicaid. In Ohio, people with full Medicaid can get one only as the Medicare side of their MyCare Ohio plan, a fully integrated D-SNP. People with only Medicare Savings Program help can join a coordination-only D-SNP.

Two kinds of D-SNP in Ohio

Fully integrated D-SNP (FIDE SNP)Coordination-only D-SNP
Who can joinPeople 21+ with full Ohio Medicaid and Medicare Parts A, B and DPeople with QMB, SLMB, QI or QDWI only, not full Medicaid
What it coversMedicare and Medicaid from one plan, including long-term servicesMedicare; your Medicare Savings Program still pays premiums (and, with QMB, cost sharing)
How it connects to MyCareIt is the Medicare side of your MyCare planSeparate from MyCare

The Ohio Department of Medicaid's contract with MyCare plans requires each to offer a FIDE SNP and bars them from offering coordination-only D-SNPs to people with full Medicaid. Ohio has no highly integrated (HIDE) D-SNPs.

What changed for 2027

In 2026, many companies sold coordination-only D-SNPs in Ohio. CMS's 2027 data shows every Ohio D-SNP now belongs to one of the four MyCare organizations. If your D-SNP is ending, you should have a non-renewal letter and a special enrollment period: see Ohio plans ending in 2027. Open Enrollment runs through December 7, 2026.

Medicare Advantage plans may offer extra benefits such as dental, vision, hearing or fitness. Extra benefits vary by plan and county, may have limits and costs, and not every plan offers them. Check a plan's Summary of Benefits or Evidence of Coverage.

Before you choose

  • Check your doctors and drugs against the plan's network and formulary.
  • Keep your Medicaid renewal current; losing Medicaid can end D-SNP eligibility.
  • Compare with Original Medicare plus a Part D plan.

To review D-SNPs and other plans from the companies they work with, you can request a call from a licensed insurance agent. The full guide is D-SNPs in Ohio.

What is MyCare Ohio?

The Medicaid program behind Ohio's D-SNPs.

Can I have Ohio Medicaid and Medicare?

Full and partial dual eligibility.

What is Next Generation MyCare Ohio?

Why Ohio's D-SNPs changed.

Sources

More questions in this guide

Part of the guide: Ohio Medicaid and Medicare together · All questions

Frequently asked questions

How many D-SNPs are in Ohio for 2027?

CMS's 2027 plan data shows 10 D-SNP plans in Ohio, all from the four MyCare Ohio organizations: 6 fully integrated plans and 4 coordination-only plans, offered in all 88 counties.

Do I have to join a D-SNP if I have Medicaid?

No. You can keep Original Medicare with a Part D plan or choose another Medicare plan. With full Medicaid you are still enrolled in a MyCare plan for your Medicaid benefits.

Can I switch D-SNPs during the year?

Often, yes. People with full Medicaid can join the integrated D-SNP that matches their Medicaid plan in any month, and people with Medicaid or Extra Help can move to a standalone Part D plan once a month.

Licensed insurance agents for Ohio

These independent insurance agents are licensed in Ohio and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Rachael Winter

Rachael Winter

Accepting new clients

Independent licensed insurance agent in Ohio

Columbus

Colin Lewis

Colin Lewis

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Ohio

Littleton, CO · English

Chiara Lewis

Chiara Lewis

5.0 out of 5 stars (4 reviews on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Ohio

Littleton, CO · English

Andrea Ensch

Andrea Ensch

Accepting new clients

Independent licensed insurance agent in Ohio

Colorado Springs, CO · English

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