2027 alertHumana, Wellcare, Medical Mutual of Ohio and 6 other companies end some Medicare Advantage plans in Ohio on December 31. (CMS data) 23 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →
Questions

Does Ohio have a prescription drug assistance program for seniors?

No. Ohio has no state pharmaceutical assistance program that helps pay Medicare drug costs, and it isn't on CMS's list of states that run one. The Golden Buckeye card, for Ohioans 60 and older, gives discounts at participating businesses but isn't drug coverage. The main help in Ohio is federal: Extra Help, which lowers Part D premiums, deductibles and copays.

Ohio has no state drug program for Medicare

Some states run state pharmaceutical assistance programs (SPAPs) that help pay drug plan premiums or copays for people with Medicare; Medicare.gov says SPAP payments may even count toward the Part D out-of-pocket limit. Ohio isn't one of them. Ohio doesn't appear on CMS's list of qualified state pharmaceutical assistance programs (last updated August 2023), and Ohio's former Best Rx discount program no longer appears in the state's current administrative code.

What the Golden Buckeye card is

The Golden Buckeye card program, created under ORC 173.06 and run by the Ohio Department of Aging, gives cardholders discounts offered by participating businesses and government entities. Ohio residents 60 and older and adults 18 and older with a disability can get the card, and the department approves sign-up sites such as senior centers and libraries. Businesses choose what to offer, so it isn't insurance and doesn't work with your Part D plan. Ask your pharmacy whether it takes part, but compare any discount with what you'd pay through your plan: discount-card purchases don't count toward the Part D yearly out-of-pocket cap.

What does help with drug costs in Ohio

ProgramWhat it doesHow to get it
Extra Help (federal)Lowers Part D premiums, deductibles and copays; generally removes the late penaltyAutomatic with Ohio Medicaid, a Medicare Premium Assistance Program or SSI; otherwise apply to Social Security
Medicare Premium Assistance Programs (Ohio's Medicare Savings Programs)Pay the Part B premium, and with QMB, Medicare cost sharing; also qualify you for Extra Helpbenefits.ohio.gov or your county Job and Family Services office
Ohio Medicaid with MedicareYour drugs come through Medicare drug coverage with Extra Help; in MyCare Ohio, often through the same planbenefits.ohio.gov; Ohio Medicaid Consumer Hotline 1-800-324-8680
Medicare Prescription Payment PlanSpreads drug costs into monthly bills (doesn't lower them)Ask your Part D or Medicare Advantage plan
Drug company assistance programsSome manufacturers help people who can't afford a specific drugMedicare.gov's pharmaceutical assistance program search, or the manufacturer

See Extra Help in Ohio, Medicare Premium Assistance Programs in Ohio and the savings programs calculator. To find a plan that covers your drugs, use PlanMatch or request a call from a licensed insurance agent.

What is the Medicare Prescription Payment Plan?

Monthly bills instead of big pharmacy charges.

What is the Part D out-of-pocket cap for 2027?

The most you pay for covered drugs.

Sources

More questions in this guide

Part of the guide: Medicare Part D in Ohio · All questions

Frequently asked questions

Does the Golden Buckeye card lower my Part D costs?

No. It's a discount program run by the Ohio Department of Aging for businesses that choose to take part. It doesn't pay toward your Part D plan, and if you buy a drug with any discount card instead of your plan, that spending doesn't count toward the Part D out-of-pocket cap.

Who gets a Golden Buckeye card?

Under Ohio law (ORC 173.06), Ohio residents age 60 and older, and adults 18 and older with a disability, can get the card from the Ohio Department of Aging.

Do I get Extra Help automatically in Ohio?

Yes, if you have Ohio Medicaid, a Medicare Premium Assistance Program (QMB, SLMB or QI) or SSI. Otherwise apply through Social Security at 1-800-772-1213 or ssa.gov/extrahelp.

Licensed insurance agents for Ohio

These independent insurance agents are licensed in Ohio and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Rachael Winter

Rachael Winter

Accepting new clients

Independent licensed insurance agent in Ohio

Columbus

Emily Montoya

Emily Montoya

5.0 out of 5 stars (15 reviews on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in Ohio

Peyton, CO · English

Andrea Ensch

Andrea Ensch

Accepting new clients

Independent licensed insurance agent in Ohio

Colorado Springs, CO · English

Floribel Merced Lopez

Floribel Merced Lopez

Accepting new clients

Independent licensed insurance agent in Ohio

Colorado Springs, CO · English, Spanish

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