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Drug coverage

Does Medicare cover Stelara in Ohio?

Yes, through two parts of Medicare. The injections you give yourself at home are covered by Part D if your plan's formulary includes Stelara (ustekinumab); a starting IV dose given in a clinic for Crohn's disease or ulcerative colitis is covered by Part B. Stelara had a Medicare negotiated price in 2026, but CMS removes it effective January 1, 2027, after biosimilars reached the market.

What Stelara is used for

Stelara is an interleukin-12 and -23 blocker. Its FDA label covers plaque psoriasis (adults and children 6 and older), psoriatic arthritis, Crohn's disease and ulcerative colitis in adults.

This page explains Medicare coverage only. Questions about whether Stelara is right for you belong with your prescriber.

Which part of Medicare covers Stelara

Stelara shows how the same drug can fall under two parts of Medicare:

  • Part B covers the single intravenous (IV) starting dose for Crohn's disease or ulcerative colitis, given at an infusion center or doctor's office. You generally pay 20% of the Medicare-approved amount after the Part B deductible, unless you have Medigap or a Medicare Advantage plan with different cost sharing.
  • Part D covers the maintenance injections under the skin that you give yourself at home, if your plan's formulary includes Stelara.

The Part D out-of-pocket cap doesn't apply to the Part B dose.

Is Stelara on Medicare's negotiated-price list?

CMS selected Stelara in the first round of the Medicare Drug Price Negotiation Program, and its negotiated price took effect January 1, 2026. In October 2025, CMS determined that a biosimilar version had been approved and marketed, and under the law a drug then leaves the program: CMS removes Stelara from the selected list effective January 1, 2027. The negotiated price applies through December 31, 2026, and not after.

Biosimilars

FDA licensed the first interchangeable ustekinumab biosimilar, Wezlana, in October 2023, and several more since; FDA's Purple Book lists them. For 2027, your plan may cover a ustekinumab biosimilar instead of Stelara.

What changes for Stelara in 2027

From January 1, 2027, plans cover Stelara like any drug without a negotiated price, and some may prefer the biosimilar. Your plan's Annual Notice of Change, mailed by September 30, says whether Stelara stays on the formulary and on what terms. If your plan moves or drops it, you can switch plans during Open Enrollment (through December 7, 2026), ask your prescriber about the biosimilar, or request an exception.

What you pay for Stelara in 2027: the out-of-pocket cap

Your cost for Stelara depends on your plan: its deductible, the tier it puts the drug on, and whether you use a preferred pharmacy. This site doesn't list plan costs; your plan's formulary and Evidence of Coverage do. What Medicare sets for everyone with Part D is the limit:

  • 2027 out-of-pocket cap: $2,400 (it was $2,100 in 2026). Once what you pay for covered Part D drugs (deductible, copays and coinsurance) reaches the cap, you pay nothing more for covered Part D drugs for the rest of 2027.
  • The maximum Part D deductible for 2027 is $700. No plan can set a higher deductible, and some have none.
  • Only covered drugs count. If your plan doesn't cover Stelara and you pay cash, or you use a discount card instead of your plan, that spending doesn't count toward the cap.

Spreading the cost: the Medicare Prescription Payment Plan

Every Part D plan and Medicare Advantage plan with drug coverage offers the Medicare Prescription Payment Plan. Instead of paying the pharmacy, you get a monthly bill from your plan that spreads your costs across the calendar year. Medicare.gov says there's no cost to participate and no interest, but it doesn't lower your drug costs; it only changes when you pay. It helps most when costs are high early in the year. To join, call your plan or use its website. More in What is the Medicare Prescription Payment Plan?

Extra Help with Stelara

Extra Help (the Low-Income Subsidy) is a federal program that lowers Part D premiums, deductibles and copays. For 2027, CMS caps Extra Help copays for covered drugs at $5.80 for a generic and $14.40 for a brand-name drug, and some people with full Medicaid pay less. You get Extra Help automatically if you have Ohio Medicaid, a Medicare Premium Assistance Program (Ohio's name for the Medicare Savings Programs) or SSI; otherwise apply through Social Security at 1-800-772-1213 (TTY 1-800-325-0778) or ssa.gov/extrahelp. See Extra Help in Ohio.

Getting Stelara covered in Ohio

Ohio is its own Part D region (PDP Region 14; no other state shares it), so each standalone Part D plan sold in Ohio is offered in all 88 counties. For 2027, CMS lists 9 standalone Part D plans from 5 companies in Ohio, and 119 Medicare Advantage plans open to everyone are offered across the state; CMS data show Medicare Advantage plans with drug coverage in every Ohio county for 2027. Each plan has its own formulary, so one plan's coverage of Stelara tells you nothing about another's. Your county's numbers are on Ohio counties.

If you have full Ohio Medicaid and Medicare, your prescriptions are paid by your Medicare drug coverage, not by Ohio Medicaid, and you get Extra Help automatically. In MyCare Ohio, your Medicaid plan is assigned but the Medicare side is your choice; choosing the same MyCare plan for Medicare puts your drug coverage in that one plan. See MyCare Ohio.

If your Medicare Advantage plan ends in 2027, you have a special enrollment period through February 28, 2027; choose new drug coverage by December 31, 2026, to avoid a gap. See plans ending in 2027.

If you run out and can't reach your prescriber, Ohio law (ORC 4729.281) lets a pharmacist refill a non-controlled drug you take regularly when going without it could harm you: the first time up to a 30-day supply, then shorter supplies, no more than three times in 12 months. Whether your plan pays for that fill depends on its rules. See early refills before a winter storm.

How to check whether a plan covers Stelara

  1. Write down the exact drug. Name, strength and how often you take it. A plan can cover one form or strength of Stelara and not another.
  2. Look it up in each plan's formulary. Enter your drugs and ZIP code on PlanMatch or Medicare.gov's Plan Finder to see which plans list Stelara and any rules.
  3. Read the rules next to the drug. Prior authorization, step therapy or quantity limits mean your prescriber may need to send the plan information before it pays.
  4. Check your 2027 notice. Your plan's Annual Notice of Change says whether Stelara stays on the formulary next year. Open Enrollment runs October 15 to December 7, 2026, for coverage starting January 1, 2027.
  5. Get help if you want it. You can request a call from a licensed insurance agent, who can compare plans from the companies they work with, or call 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048) for information on all of your options.

If your plan doesn't cover Stelara, you or your prescriber can ask for a coverage determination or a formulary exception. Once the plan has your prescriber's supporting statement, it generally must decide within 72 hours, or 24 hours if your prescriber says waiting could seriously harm your health. New members can usually get a one-time transition supply of a drug they were already taking while they ask for an exception or switch. See How do I appeal a Medicare denial in Ohio?

Sources

Frequently asked questions

Is Stelara covered by Part B or Part D?

Both, depending on how it's given. Part B covers the IV starting dose given in a clinic for Crohn's disease or ulcerative colitis; Part D covers the injections you give yourself at home.

Why does Stelara lose its Medicare negotiated price?

Under the law, a drug leaves the negotiation program once a biosimilar is approved and marketed. CMS removes Stelara effective January 1, 2027.

Does the 2027 Part D out-of-pocket cap apply to Stelara?

Yes, when your Part D plan covers Stelara. In 2027, once you've paid $2,400 for covered Part D drugs, you pay nothing more for covered Part D drugs for the rest of the year.

What if my plan doesn't cover Stelara?

Ask the plan for a coverage determination or formulary exception, with a supporting statement from your prescriber, or compare plans during Open Enrollment, October 15 to December 7. New members can usually get a transition fill while they ask.

Licensed insurance agents for Ohio

These independent insurance agents are licensed in Ohio and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Rachael Winter

Rachael Winter

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Independent licensed insurance agent in Ohio

Columbus

Floribel Merced Lopez

Floribel Merced Lopez

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Colorado Springs, CO · English, Spanish

Tri Ma

Tri Ma

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Independent licensed insurance agent in Ohio

Westminster, CO · English, Vietnamese

Colin Lewis

Colin Lewis

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Independent licensed insurance agent in Ohio

Littleton, CO · English

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